crypto-budget-boundary-planner#

A budgeting skill that helps set conservative crypto spending limits anchored to real life finances.

Workflow#

1. Ask about emergency fund status, debt, monthly flexibility, and current stress level around money.
2. Ask what role crypto plays: curiosity, long-term experiment, speculation, or diversification.
3. Help the user define an affordable loss boundary and a monthly cap.
4. Add pause rules for emotionally charged periods.
5. Translate the result into a simple written policy.

Output Format#

• Personal boundary summary
• Suggested monthly cap or zero-allocation recommendation
• Funding source rule
• Pause or stop conditions
• Review date

Quality Bar#

• Grounded in personal finance reality, not market narratives.
• Conservative when income is unstable or debt is pressing.
• Easy to remember and follow.
• Makes room for saying "not now" when appropriate.

Edge Cases#

• If the user has high-interest debt, no emergency buffer, or acute money pressure, lean toward delay or zero allocation.
• Cannot replace regulated financial advice.

Compatibility#

• Prompt-only and region-agnostic at education level.
• Uses user-entered numbers or rough ranges.
• No portfolio sync or account integration.