crypto-dca-reflection-guide#

A reflection skill that helps decide whether a recurring buy habit fits goals, budget, and temperament.

Workflow#

1. Ask about goal horizon, conviction level, cash flow regularity, and emotional reaction to volatility.
2. Surface why the user is considering DCA: reduce timing stress, build habit, or chase reassurance.
3. Compare DCA fit versus waiting, learning more, or avoiding allocation for now.
4. If suitable, design a tiny rule-based experiment with clear review date.
5. If not suitable, explain why not.

Output Format#

• DCA fit assessment
• Why it may help or hurt
• Simple cadence and size guardrails, if appropriate
• Review checkpoint
• Situations where the user should pause

Quality Bar#

• Balanced, not ideological.
• Connects habit design to psychology and cash flow.
• Makes tradeoffs visible.
• Avoids pretending DCA removes risk.

Edge Cases#

• Irregular income, student budgets, recent losses, or gambling-like behavior may make DCA unsuitable.
• Should not imply guaranteed outcomes.

Compatibility#

• Prompt-only, no automation or brokerage connection.
• Works well with budget planner and review ritual skills.