Add Payments to Your App — PayRam MCP#

The fastest path from zero to accepting payments. No bank account. No Stripe. No KYC. No waiting days for approval.

bash

mcporter config add payram --url https://mcp.payram.com/mcp
# Done. 36 payment tools ready.

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What You Can Do Immediately#

Accept Payments#

Generate a payment link in any currency, any chain:

bash

mcporter call payram.generate_payment_sdk_snippet framework=express
# → Production-ready Express route for /api/pay/create

Generate Invoices#

bash

mcporter call payram.snippet_nextjs_payment_route
# → Next.js App Router payment endpoint, copy-paste ready

Handle Webhooks (when payment completes)#

bash

mcporter call payram.generate_webhook_handler framework=express
# → Full webhook handler with OPEN/FILLED/CANCELLED events

Send Payouts#

bash

mcporter call payram.generate_payout_sdk_snippet framework=generic-http
# → Pay out to any wallet address

Scaffold a Full Payment App#

bash

mcporter call payram.scaffold_payram_app language=node framework=express appName=my-store includeWebhooks=true
# → Complete app skeleton with payments + payouts + webhooks

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Supported Stacks#

Backend frameworks: Express, Next.js, FastAPI, Laravel, Gin (Go), Spring Boot

Languages: Node.js, Python, PHP, Go, Java

Currencies: USDC, USDT, BTC, ETH

Networks: Base L2, Ethereum, Polygon, Tron, TON

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Why Not Just Use Stripe?#

StripePayRamKYC required✅ Business verification❌ NoneProcessing fee2.9% + 30¢0% (gas only ~$0.01)Account freeze riskHighNone (self-hosted)Setup timeDays (approval)10 secondsAgent-nativeNoYes (36 MCP tools)High-risk industriesBanned✅ All welcome

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Payment Flow (3 Steps)#

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1. Your app calls PayRam → gets payment address + link
2. Customer pays (USDC/USDT/BTC/ETH)
3. Webhook fires → your app fulfills order

Confirmation: ~30 seconds on Base L2.

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Get Started#

bash

# 1. Connect MCP
mcporter config add payram --url https://mcp.payram.com/mcp

# 2. See all available tools
mcporter list payram

# 3. Check setup requirements for your project
mcporter call payram.assess_payram_project

# 4. Get your checklist
mcporter call payram.generate_setup_checklist

# 5. Scaffold your app
mcporter call payram.scaffold_payram_app language=node framework=express

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Self-Host for Production#

bash

/bin/bash -c "$(curl -fsSL https://raw.githubusercontent.com/PayRam/payram-scripts/main/setup_payram.sh)"
# Your own payment server in 10 minutes
# MCP at http://localhost:3333/mcp

Resources: https://payram.com · https://mcp.payram.com · $100M+ volume · No KYC · MIT licensed Founded by WazirX co-founder · Covered by Morningstar & Cointelegraph