Settlement Reconciliation Guard#

Overview#

Settlement Reconciliation Guard turns a short finance or operations prompt into a structured reconciliation-control brief. It is useful when you need a fast view of likely discrepancy themes, evidence requirements, matching logic, and close controls for payout reviews.

Use this skill when#

• daily or weekly settlement checks are surfacing unexplained differences
• month-end close needs a tighter review of payout, fee, refund, reserve, or tax treatment
• a team is investigating a missing payout, short payment, or unreconciled batch
• a new marketplace, PSP, or payout channel is being onboarded and needs control design
• finance needs a concise investigation brief before escalating to a provider or posting journals

What the skill does#

The handler reads the prompt, infers likely review context, and produces a structured brief with:

1. Review mode such as daily payout check, weekly exception sweep, month-end close support, discrepancy investigation, or new channel setup review
2. Channels in scope such as marketplace settlement, PSP/card acquiring, bank remittance, or ERP ledger workflows
3. Evidence referenced such as order ledgers, payout reports, bank statements, fee schedules, refund logs, reserve logs, or tax files
4. Primary discrepancy themes such as missing payout, fee mismatch, refund timing mismatch, reserve leakage, order-to-payout mapping gaps, or tax variance
5. Investigation priorities and close controls that help separate timing differences from true financial loss

Recommended input patterns#

Use plain language. Helpful details include:

• review cadence or close context
• channel or provider involved
• evidence sources available
• known discrepancy symptoms
• whether the issue is a routine review, escalation, or new-channel setup

Example prompts:

• Need month-end close support for payout and refund timing review.
• Investigate missing payout, fee mismatch, and unreconciled batch differences.
• Compare Amazon payout report with bank statement and fee schedule before posting to the ERP general ledger.
• Create a weekly exception sweep for refund, reserve, and fee variance issues.

Output shape#

The skill returns a markdown brief with sections such as:

• Reconciliation Summary
• Matching Logic Table
• Discrepancy Queue
• Investigation Priorities
• Close Controls
• Assumptions and Limits

Boundaries#

• This skill is heuristic. It does not query live settlement portals, PSP dashboards, bank feeds, or ERP systems.
• It helps structure reconciliation thinking and evidence review, not replace accounting judgment or provider-side investigation.
• Final journal treatment, dispute escalation, reserve handling, and approval decisions should remain human-approved.